| why you should choose us |
| Our accident injury lawyers want to help you if you have been injured or lost a loved one in an accident. You can see us for free. In fact, we're paid only if we win your claim and you collect. |
| Workers Compensation resources |
AFL-CIO Bureau of Labor Statistics Job Accommodation Network (JAN) Legal Information Institute National Institute for Occupational Safety and Health (NIOSH) Occupational Safety and Health Administration (OSHA) U.S. Department of Labor |
| workers compensation Lawyers | |
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overview of making a Workers Compensation Claim in Kentucky and Tennessee |
At Breen & Morgan, Attorneys at Law, PSC, we represent employees throughout Kentucky who are injured on the job in claims for lost wages and medical treatment expenses against private and state employers and their workers' compensation insurers. We have handled hundreds of workers' compensation claims over the years. Kentucky workers' compensation benefits are normally available to employees who have been injured in the scope of their employment. If you suffer an injury on the job, state law provides for a number of remedies that can help cover some of the resulting expenses, such as medical bills or death benefits. We guide our clients through this complicated area of law so they can receive fair resolution to their work-related claims. |
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| Workers Compensation —An Overview | |
The term "workers' compensation" refers to a system of laws outlining specific benefits to which injured employees are entitled, and the procedures for obtaining such benefits. Every state has its own workers' compensation laws, which are contained in statutes, and vary somewhat from state to state. In addition, there are special, federal workers' compensation laws for employees of the federal government and other, specific types of industries. Under the law in most states, every business must have some form of workers' compensation insurance to cover injured employees. Filing a workers' compensation claim is similar to filing an insurance claim; it isn't a lawsuit against an employer, but rather a request for benefits. If you have been injured at work, attorneys experienced in workers' compensation law can explain the complexities of workers' compensation and help you secure the maximum benefits to which you are entitled. |
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| What Are My Employer's Responsibilities Under Workers Compensation Laws? | |
| Workers' compensation insurance benefits provide cash and medical care for workers who become disabled because of an injury or sickness suffered because of their job. If death results, benefits are payable to a worker's surviving spouse and dependents. In most states, employers are required to purchase insurance for their employees from a workers' compensation insurance carrier. In some states, larger employers who are clearly solvent are allowed to self-insure, or act as their own insurance companies, while smaller companies (with fewer than three or four employees) are not required to carry workers' compensation insurance at all. When a worker is injured, his or her claim is filed with the insurance company, or self-insuring employer, who pays medical and disability benefits according to a state-approved formula. | |
| Workers Compensation Benefits & Returning to Work | |
Under most workers compensation systems, an injured employee is entitled to the following types of benefits:
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| Can I Recover Workers Compensation Benefits if I Work for Federal, State or Local Government? | |
| Whether a state or municipal employee is covered by the state's workers' compensation statutes, or by a different system, depends on the specific provisions of each state's laws. In general, state workers' compensation statutes specifically set forth which types of employees are eligible to receive benefits under the state system, and which types of employees are not. | |
| Can I Sue My Employer Instead of Filing a Workers Compensation Claim? | |
| The answer to this question is, in most cases, no. Workers' compensation systems were established as a tradeoff in which employees gave up the right to sue employers in court for their injuries, in exchange for the right to receive workers' compensation benefits regardless of who was at fault for their injuries. Most employers are required by law to provide workers' compensation insurance for the benefit of their employees. In exchange for providing that insurance, employers are protected from defending personal injury claims brought by employees in civil actions. | |
| What Are the REhabilitation Rights of Injured Workers? | |
| The word "rehabilitation" in the area of workers' compensation has two very different meanings. When most people think of rehabilitation, they think of physical therapy or rehabilitative care aimed at overcoming an injury and regaining functionality. Did you know that there is also vocational rehabilitation? In many states, injured workers who cannot return to their former employment are entitled to this type of rehabilitation at the expense of their employer's workers' compensation carrier. | |
| Our Workers Compensation Lawyers Can Help You | |
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Our workers compensation lawyers want to help you in the unfortunate event that you suffered an injury at work. Just e-mail or call us for a free, no obligation, confidential consultation. For free answers to your legal questions about injuries from car accidents, just complete our convenient online contact form. |
| © 2008 by Breen & Morgan, Attorneys at Law, P.S.C. | |
